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Layth Matthews
Jan 241 min read
Trump Administration X-Dividend
Although corporate tax cuts or expectations thereof are associated with stock market gains, this has only ever been a short-term effect. ...
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Layth Matthews
Oct 26, 20241 min read
More VRM rate drops to come
This is an interview with Benjamin Tal, who is a great mortgage rate economist, predicting variable rate mortgages (VRMs) will be around...
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Layth Matthews
Apr 5, 20241 min read
A Long-term Reason to Overweight Equities (Stocks)
https://posts.voronoiapp.com/demographics/1-in-6-People-Will-Be-Aged-65-by-2050--752 The rising number of senior citizens worldwide is...
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Layth Matthews
Mar 20, 20242 min read
Canada Real Estate Outlook - Unclear!
My favourite Real Estate Economist, Will Dunning, posted his March updates. Here is the link to his page: https://www.wdunning.com/housi...
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Layth Matthews
Feb 27, 20241 min read
Rigden Financial 2024 Bond And Mortgage Outlook
Canadian Bond and Mortgage Rates are High The Bank of Canada pushed bond and mortgage rates higher in 2022 and 2023 to dry up inflation...
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Layth Matthews
Feb 13, 20242 min read
Where are Stocks Headed in 2024?
Happy Year of the Wood Dragon! Note that the deadline for RRSP contributions deductible against 2023 income is February 29th (It's leap...
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Layth Matthews
Feb 11, 20241 min read
The Scoop on Segregated Funds
Segregated funds are like regular mutual fund investments, with 75-100% of your net investments protected for your beneficiaries....
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Layth Matthews
Dec 25, 20231 min read
Dec 2023 Update from Canada's Best Real Estate Economist
https://www.wdunning.com/housing-market-digest
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Layth Matthews
Oct 26, 20231 min read
Why it's Time to Rebalance the Portfolio
Here is a chart highlighting the dramatic outperformance of Tech stocks YTD. It suggests a rebalance into the long-term target...
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Layth Matthews
Oct 15, 20232 min read
Why Large Tech Leadership is Likely to Survive
https://www.visualcapitalist.com/cp/ranked-the-10-biggest-nasdaq-companies-by-rd-investment/ Large technology companies comprise almost...
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Layth Matthews
Aug 23, 20231 min read
Globalization Remains an Undeniable Long-term Trend for Investors
The Rigden Model Portfolio and customized client portfolios are diversified globally and by industry and management style. The idea is to...
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Layth Matthews
Jul 11, 20231 min read
Weighing in on the Economic Outlook
https://nyti.ms/3rejE1t#permid=126254604 Here is a link to my published comment on today's NY Times column by one of my favourite...
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Layth Matthews
May 4, 20234 min read
How to Invest in Uncertain Times
One of the biggest mistakes investors make is "investing in the rearview mirror." Unlike other "clearance sale" opportunities, when our...
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Layth Matthews
Apr 27, 20233 min read
Making Sense of the Mortgage Market
As you can see from the chart below, Canadian residential real estate has grown steadily for many years. There was that frustrating...
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Layth Matthews
Apr 25, 20232 min read
Money Supply and Inflation
The chart below shows the M2 description of the US money supply (normally an indication of business and consumer confidence) vs CPI...
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Layth Matthews
Apr 24, 20231 min read
How Stock/Bond Portfolios have Performed over Time
First, let's put 2022 in context. As you can see from the chart below, it is rare for stocks and bond values to fall simultaneously. 2022...
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Layth Matthews
Mar 7, 20231 min read
Advanced Warning System for Investors and Mortgage Borrowers
I have initiated a self-updating dashboard of US economic indicators that illuminate the pressures building up on global asset prices and...
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Layth Matthews
Feb 26, 20231 min read
2022 RRSP Deadline is Thursday March 1st
It's not too late to make an RRSP contribution to reduce your 2022 taxable income. The RRSP loan application can be done virtually and...
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Layth Matthews
Feb 3, 20231 min read
Where the Money Supply Goes, Inflation will Follow
The likelihood of stable or falling inflation and interest rates in 2023 and 2024 increases as the money supply shrinks. This bodes well...
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Layth Matthews
Nov 24, 20222 min read
Inflation Rest in Peace
The US Core CPI index measures the year-over-year changes in a basket of goods, excluding the volatile food and energy costs, but...
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