This is an interview with Benjamin Tal, who is a great mortgage rate economist, predicting variable rate mortgages (VRMs) will be around 1.25% lower by this time next year.
The key to VRMs is the discount to prime. Some lenders have reduced these discounts. Book an appointment to find the ones that haven't!
Jumbo rate cut in December 'almost a given': CIBC https://www.youtube.com/watch?v=KpTjuihNgq8
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